Tuesday, March 30, 2010
Only Collection Agencies Can Violate Collection Laws ... Right?
Are you aware that something as simple as leaving a message on an answering machine "about that bill you owe" can put you in serious legal risk? Or how about threatening legal action or sending their account to a collection agency if they don't pay by __________? You could actually be guilty of discrimination by threatening to do either and in one person's case you follow through with it and in another person's case you don't.
One of the biggest advantages of using a third party is that (provided they have a hold harmless clause in their contract or agreement) you are not exposed to many of the liabilities you could otherwise be - without your knowing it.
Here's a link to some valuable information ... provided you saddle up to it with some strong coffee and a couple No-Doz pills to stay awake: www.fair-debt-collection.com/fair-debt-act.html
This is one of those times that "it's better to seek forgiveness rather than permission" does not work.
Wishing you continued success.